Joe

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Am I Too Old to Start Investing?

It’s unfortunate that a majority of our school systems failed to teach about personal finance. Heck, I learned about woodworking living in a major city in the US but knew nothing about the S&P500. It also didn’t help to be a 2nd generation Asian American where my parents didn’t have the financial know-how and didn’t […]

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Automated Investing with Low-Cost Index Funds: What I would tell my younger self

If only I had a DeLorean (I’m showing my age), I would tell myself to purchase Low-Cost Index Funds consistently throughout my life. I believe it’s a game changing strategy that really anyone can adopt. Discovering the Power of Low-Cost Index Funds Like many people, I was initially overwhelmed by the vast array of investment

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Why Should Everyone Invest

I wrote this 3 years ago (2020) prior to the existence of this blog hoping to really spread the word of how important I think investing is. I read it over and luckily I still find the content true. This article in combination with my previous article about compound interests when followed, your future self

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Asian Cultures: Prioritizing Families over Financial Well-Being

In Asian culture, family is the cornerstone of everything, including their approach to finances. For many Asians, financial decisions are made not just for themselves, but with the well-being of their family in mind. This means that they are often willing to sacrifice short-term gains for the long-term security of their loved ones. There is

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The Asian Perception of Risk: Exploring the Safety of Real Estate Investing vs. Stock Market Investments

There is a widespread perception among Asian cultures that real estate investing is safer and more trustworthy than stock market investing, and that stock market trading is intrinsically riskier. The financial preferences of many Asians are shaped by this viewpoint, which has strong historical and cultural origins. Historical Context: Understanding the historical backdrop that has

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The Hidden Costs of Upholding Reputation: A Personal Perspective on Asian Cultural Values

The idea of upholding one’s reputation is heavily emphasized across a wide range of Asian cultures. In order to do this, one must refrain from doing anything that can make themselves or their family look bad. Furthermore, social status and material things are valued in many Asian societies. Being raised in an Asian family exposed

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Utilizing Exponential Growth: The Power of Compound Interest – Warren Buffett’s Secret Revealed

There is a fascinating idea in personal finance that has the ability to turn modest investments into enormous riches over time. Compound interest is the cause of this financial phenomenon. Understanding and using the power of compound interest can be a game-changer in reaching long-term financial goals, despite the fact that it may seem like

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